Quantum AI Investment Guide: Returns, Risks, and Capital Allocation

How Returns Are Generated

Returns on the Quantum AI platform come from price movements on positions taken by the four strategy families described in the trading methodology. There is no yield, no interest accrual, and no guaranteed return component. Profits and losses arise from the difference between entry and exit prices, minus brokerage and spread costs.

Aggregate strategy performance over the past four quarters has delivered a 65.8% win rate and 1.47 Sharpe ratio across all live strategies. These figures are aggregated across all asset classes and risk levels. Individual users' results vary based on their allocation choices, capital level, and decisions to accept or override specific signals.

Quantum AI Price Structure and Fees

Quantum AI charges a flat monthly subscription based on account tier. There is no profit-sharing fee, no performance-based add-on, and no upfront enrolment cost beyond the subscription.

• Starter tier — ₹2,500 per month. Access to forex and indices strategies. Suitable for accounts up to ₹5,00,000.
• Standard tier — ₹5,500 per month. Adds cryptocurrency and commodity strategies. API access included. Suitable for accounts ₹5,00,000 to ₹50,00,000.
• Professional tier — ₹9,000 per month. Full strategy access, priority support, advanced API rate limits. For accounts above ₹50,00,000 or those with API automation needs.

Brokerage and exchange charges are separate, levied by the executing broker on a per-trade basis. Typical Indian-broker brokerage for equity intraday is ₹20 per executed order or 0.03% (whichever is lower); for forex and crypto via overseas brokers, costs are bundled into the spread.

Minimum and Recommended Capital

Most partner brokers accept deposits from ₹20,000. We recommend starting from ₹50,000 to allow position-sizing rules to operate properly. The full multi-asset capital allocation framework operates best from ₹1,00,000 upwards.

There is no upper limit imposed by the platform. Accounts above ₹50,00,000 receive additional risk-budget tooling on the Professional tier.

Trading Stocks via Quantum AI

Indian stock trading on the platform happens through SEBI-registered partner brokers. Equity strategies cover the Nifty 50 components and large-cap mid-cap stocks with sufficient liquidity. The platform does not engage in long-term buy-and-hold; equity strategies are intraday and short-swing (one to ten trading days).

For Indian residents, stock trading is taxed as either business income or capital gains depending on holding period and frequency. The platform exports broker-format CSV files at quarter-end to simplify ITR preparation. We do not provide tax advice; consult a qualified CA for your specific situation.

International equity (US large-caps, European stocks) is available through overseas-licensed brokers under the LRS framework. Note that LRS quarterly limits and TCS on remittances apply per current Indian regulations.

Capital Allocation Framework

A practical starting framework based on risk tolerance:

Conservative (lower volatility, lower expected return)

60% mean-reversion strategies on forex majors, 30% trend-following on indices, 10% commodity hedges. Expected annualised Sharpe in the 1.2-1.4 range; expected drawdown 4-6%. Suits investors who prioritise capital preservation.

Balanced (moderate)

40% mean-reversion, 35% trend-following (forex and indices), 15% volatility breakout, 10% crypto. Expected Sharpe 1.4-1.6; expected drawdown 6-9%. Suits most users.

Growth (higher volatility, higher expected return)

30% trend-following, 30% volatility breakout, 25% crypto, 15% mean-reversion. Expected Sharpe 1.5-1.8; expected drawdown 10-15%. Suits investors with longer time horizons and tolerance for sharper equity-curve fluctuations.

Sliders in the dashboard let you adjust allocation between strategy families. The platform displays a real-time projected drawdown range based on your settings, and warns if a configuration violates the monthly drawdown brake you defined.

Quantum AI Price: Why Not Profit-Sharing?

The subscription model is intentional. Profit-sharing fees create incentive misalignment: a manager paid on profits has reasons to take more risk than the investor is comfortable with. A flat subscription means our incentive is to keep your account active for the long term, which depends on consistent performance rather than swings.

Withdrawals

Withdrawals process through the partner broker holding your funds. For Indian-domiciled brokers, payouts typically arrive in 24 hours via NEFT/IMPS once the withdrawal request is approved. Overseas brokers (forex, international equity, crypto routing) take two to four business days depending on payment rails and intermediary banking.

There is no lock-in period imposed by Quantum AI itself. The only constraint is that open positions need to be closed (or stops moved to break-even) before the broker releases withdrawal funds. The platform supports a "withdraw on next exit" option that schedules partial withdrawals after the next position closure.

Tax Considerations for Indian Residents

For Indian residents, the most common tax categorisations are:

• Speculative business income — intraday equity trading. Taxed at slab rate.
• Non-speculative business income — F&O and short-term swing trading. Taxed at slab rate; losses can be carried forward eight years.
• Short-term capital gains — equity held less than one year. 15% currently (subject to applicable surcharge and cess).
• Long-term capital gains — equity held more than one year. 10% above ₹1,00,000 in a financial year (subject to applicable surcharge and cess).
• Cryptocurrency — 30% flat on profits, plus 1% TDS on transactions above the threshold (current regulations).
• Forex via LRS — gains treated as income from other sources or business income depending on activity classification.

Tax rules change. Verify current rates and rules with a qualified CA. The platform exports broker-format CSVs to simplify ITR filing.